My father was a product of the Great Depression and World War II. Like so many others of his generation, he, like his parents before him, knew how to “do without.”
When he told us, “we can’t afford it,” that did not mean our family was deprived of material things we deserved; instead it marked a boundary not to be crossed because on the other side, waiting to greet us, were the twin demons of bad credit and financial ruin.
“Always pay the bank,” was my father’s sound advice. And so I have, which is why my credit score remains high. Read More»